1. Add up the amount per month that we need to save to pay your monthly expenses and reach your short-term goals.

2. Set-up a monthly automatic withdrawal from our main account to a separate account.

Life costs money. And our goal is to always be spending our money intentionally. We talk about many different approaches to budgeting because there is no one-size fits all solution.

The One-Number approach has us calculate how much money we can afford to spend on ‘flexible costs’ each week so that we only have to remember that One-Number.

A cash only budget forces us to watch the money leave our hands.

Even when the budget is set - sometimes we spend more than we mean too.

50% Essential Spending

30% Flexible Spending

20% Financial Goals

Keeping your 💵 💴 💶 in different accounts can help you stick to your savings’ goals and make sure that you aren’t spending money meant for one goal on something else.